About South Coast Mortgage Services

With many years experience and having seen every different scenario possible, you will be in the best hands possible when coming to us for advice. We work for you and no-one else, enabling us to offer impartial advice on all the aspects involved in buying or moving home. 

Being a member of the Stonebridge Group Network we are able to access many exclusive mortgage products not available on the high street.

South Coast Mortgage Services Team

Offering Easy To Understand Advice

At South Coast Mortgage Services we pride ourselves on giving reliable and easy to understand advice, removing unnecessary jargon to ensure obtaining a mortgage isn’t a chore. Our aim is to not just help you now, but for you to remain a valued client of ours throughout the duration of your time as a homeowner.


Meet Our Team

Gareth Davies - CeMAP

Company Director Gareth Davies has been working in financial services since 2006 and in that time built up an excellent and well respected reputation within the industry. Having advised in various sectors of the financial services and with underwriting experience too, he knows precisely what it takes to get an application through with minimal fuss. Initially working in an employed environment, in 2013 Gareth decided to go out on his own in order to offer a more bespoke, tailored and individual service to his clients.

Kelly Hurl

Kelly is our Office Manager and has been with us since 2015. She works alongside the advisors in making sure the service given to our clients is an excellent one, from the first contact through to mortgage completion and beyond. Kelly has fantastic knowledge of the home-buying process and with dedicated contacts at many of the lenders it means she helps cases progress as smoothly and efficiently as possible. She will liaise with solicitors and estate agents too in order to make sure that all the parties involved are working as needed. 

Alex Thew - CeMAP

Alex started alongside Gareth in financial services back in 2006, and after a brief spell out of the industry returned as an Advisor with us in 2017. Alex has a unbeatable manner in front of clients and loves the challenge of a difficult case landing on his desk. With fantastic knowledge of the adverse credit arena there are not many applications he doesn’t know what to do with. He never shys away from an appointment and will bend over backwards to accomodate you whenever you need it most. 

Our mission is to provide honest mortgage advice, whilst helping you save money.

Get in contact

Flexible appointments


15 + 12 =

South Coast Mortgage Services will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

Who is my data shared with?
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

How long do you keep my data for?
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact info@southcoastmortgages.com

What are my rights?
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@sdlgroup.co.uk If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk


Providing helpful and friendly mortgage advice in Southampton

59 The Avenue, Southampton SO17 1XS

02380 224 925


South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales


We charge a fee for arranging and advising you on your mortgage. The fee will be dependent on your circumstances but will not exceed £599. (Our typical fee is £349.)


For Lifetime Mortgages/Equity Release the fee will be £799. A lifetime mortgage is a long-term commitment, secured against your home. It may accumulate interest and reduce the value of your estate.