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The growing unease about the economic fallout of COVID-19 has led to many people reviewing their finances and considering their options if they were suddenly unable to work. If the pandemic has taught us anything, it’s that life can change in a blink of an eye and...

Unfortunately, the pandemic has highlighted how fragile many people’s finances really are. To keep financially fit, it’s important to regularly review your finances. If you’re near the end of a mortgage deal or are on your lender’s Standard Variable Rate, look for a...

Protecting your family with a life insurance policy is commonplace in the 21st century. But where did the concept come from? The earliest example of life insurance dates back to Roman times, when a military leader named Caius Marcus formed a ‘burial club’ with his...

As the full impact of the coronavirus pandemic began to be felt in the spring, activity in the mortgage market rapidly declined and predictions of economic disaster, rising unemployment and a deep property market slump were rife. However, as lockdown restrictions...

The global economic outlook is “less dire” than it was earlier this year, but recovery will be “long, uneven and uncertain”, according to Head of the International Monetary Fund (IMF), Katalina Georgieva. Her comments follow the release of Q2 economic data in summer,...

With retailers and eateries increasingly refusing to accept coins and banknotes in the fight against coronavirus, has 2020 finally sounded the death knell for cash? The pandemic is just the latest event to have contributed to the decline of cash in recent years. The...

The holiday of a lifetime, paying off a mortgage, a new car… Before lockdown, equity release was often used to fund ‘once in a lifetime’ experiences. Now, evidence suggests that customers are using equity release for different reasons. Requests for loans to fund...

According to news sources, a total of $3,464,111 was paid out to grieving families after the ‘unsinkable’ Titanic hit an iceberg in 1912. The beneficiaries of businessman John B. Thayer were awarded a $120,000 accident insurance payout (around $3.2m today), while his...

If you’re looking to buy a home, there’s still time to take advantage of the government’s Stamp Duty holiday. Thanks to the tax break, which runs until 31 March 2021, the threshold at which Stamp Duty becomes payable has been raised to £500,000 from £125,000. Rise In...

Recent estimates suggest that as many as one million borrowers will have lapsed onto their lender’s expensive default mortgage rate by the end of 2020. It pays to make sure you are on the most competitive deal for your circumstances. When a tracker, fixed rate, or...

With the pandemic continuing to impact people financially, it seems the Bank of Granny and Grandad are lending a hand. After all, it’s only natural to want to help your loved ones. With the pandemic continuing to impact people financially, it seems the Bank of Granny...

In August, mortgage approvals soared to 84,700, a sharp increase on July’s figure of 66,300 and the highest monthly figure since October 2007. This surge in approvals can been attributed to several factors, including record low interest rates and the government’s...