by South Coast Mortgage Services | Feb 1, 2023 | Blog
The average prospective buyer predicts they will be 37 years old by the time they finally step on the property ladder, up from 32 years old only two years ago. The survey by First Direct also found that 86% of prospective first-time buyers considered the...
by South Coast Mortgage Services | Jan 26, 2023 | Blog
Navigating the UK equity release market can be daunting, as there are a variety of different products and providers to choose from. However, with a bit of research and understanding of what to consider, you can make an informed decision that will suit your needs. One...
by South Coast Mortgage Services | Jan 14, 2023 | Blog
The home-buying process can be complex for the first-time buyer (FTB). So much so that finding the right home can start to seem like the least of your concerns! Here are some top tips to prepare financially before you kick off your search: Know what you need. Before...
by South Coast Mortgage Services | Jan 7, 2023 | Blog
In difficult financial conditions, many people are looking to make savings. For those fortunate enough to own their own home, that could mean releasing equity from your home. In the first half of 2022, 19.6% of equity release plans were taken out to cover everyday...
by South Coast Mortgage Services | Jan 3, 2023 | Blog
House prices are widely predicted to fall next year, with drops of around 5% anticipated1. As mortgage rates rise, dampening demand and supply increases mean that prices are projected to fall. Buyer demand has dropped by a third since the September ‘mini-budget’ when...
by South Coast Mortgage Services | Jan 1, 2023 | Blog
First Time Buyers (FTBs) face many external challenges when trying to get on the housing ladder. House prices, mortgage rates and property availability are not within most FTBs’ control. Yet something you can have an impact on is your credit score. Give your score a...