The latest FCA Financial Lives Survey has revealed a significant protection gap, with 53% of people holding no protection insurance products at all1


There are also large disparities between genders, with research consistently demonstrating that fewer women have protection cover – and, when they do, they are covered for less than men. 


Time to redress the balance

A report from the International Finance Corporation argues that the pandemic could be a watershed moment in terms of addressing the gender protection gap2.

The disproportionate impact of the pandemic on women, who are more likely to work in severely impacted sectors, has raised awareness of the importance of having a buffer against financial shocks.

Insurers, it continues, must take the opportunity to meet this rising demand with products and advice that take into account women’s needs. 

Protecting yourself and your family

Whether you work part or full-time, are a stay-at-home mum, and/or perhaps care for elderly relatives, protection insurance for women is a crucial part of financial planning for the whole family. 

If you are thinking about taking out protection cover, please talk to us. We can help you find suitable cover for your circumstances.


As with all insurance policies, conditions and exclusions will apply.1FCA, 2021, 2International Finance Corporation, 2021

Catch up on our other blog posts:

Plan to avoid home buying stress

Plan to avoid home buying stress

Job interview, driving test, family life… the list of life’s stresses is, unfortunately, long and varied. New research has revealed, however, that buying a home comes out on top.   Can’t Buy Me Stress 37% of recent UK homebuyers said that buying a house was one...

read more
Seeing protection in a new light

Seeing protection in a new light

Nobody wants to think something bad happening to them. Perhaps it’s why so many people shy away from protection insurance – after all, it’s all too easy to think ‘it’ll never happen to me’.   Unfortunately, ‘it’ can and does happen, whether ‘it’ be injury,...

read more
Back to normal? Property update 

Back to normal? Property update 

 Amid the backdrop of war in Ukraine and the spiralling cost of living, unpredictability is at the forefront of many people’s lives right now. The outlook for the housing and mortgage markets is no less uncertain.   Taking a step back, however, it is possible to...

read more

(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

Our mission is to provide honest mortgage advice, whilst helping you save money.

Get in contact

Flexible appointments

Or call —02380224925


Providing helpful and friendly mortgage advice in Southampton

First Floor, 9 Salisbury Road, Totton, Southampton, SO4O 2HW

02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.