First Time Buyers

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Our advice will be clear and concise.

At South Coast Mortgage Services our job is to ensure that every aspect is explained thoroughly, so you can be assured of peace of mind when making what is likely to be your largest ever purchase. We can also talk you through the government housing schemes such as Help to Buy and Shared Ownership.

We will run through all of the associated costs like solicitor fees, Stamp Duty and relevant insurances such as life cover, so you can be sure there are no hidden surprises. We will run through a detailed budget planner with you so you are comfortable with what is affordable.

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Agreement In Principle

We will provide you with a free agreement in principle, meaning you can go out and view properties in confidence.

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Shared Ownership

Help to Buy and affordable housing schemes are the perfect way to get onto the property ladder, we can talk you through your options.

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Costs Involved

It’s not just your deposit you need to think about. We will go through all the costs involved in buying.

Book an appointment today

Contact Us

We charge a fee for arranging and advising you on your mortgage. The fee will be dependent on your circumstances but will not exceed £599. (Our typical fee is £349.)

For Lifetime Mortgages/Equity Release the fee will be £799. A lifetime mortgage is a long-term commitment, secured against your home. It may accumulate interest and reduce the value of your estate.

South Coast Mortgages recently helped us move from a tracker to a fixed rate. I've been impressed with the speed at which they work and also the service received. As the rates have been changing so much Gareth has been brilliant at keeping us updated, so we make sure we're making well informed decisions. Highly recommended!

Ben Sisson

28. February, 2023.

We had such a positive experience with South Coast! They went above and beyond to arrange our mortgage we are super grateful. Would certainly recommend.

Holly Wright

27. February, 2023.

I have used Gareth Davies for over 10 years and without fail he goes above and beyond! We had a particularly stressful time with our move and he was always on hand to answers questions and sort issues out. We cannot recommend Gareth and his team enough, they are friendly, helpful, professional and get back to you promptly. Thank you so much!!!

Katie Bampton

27. January, 2023.

5 star service. Helped through every step of the way for 2 years in order to secure a family home. From re mortgaging my old property and securing a new mortgage on another property. South coast mortgage services were exceptional

steve jobbs

25. January, 2023.

I have been a loyal client of South Coast Mortage Services for over 9 years now, for both my residential and buy-to-let mortgages. I remain very impressed indeed with their services. All members of staff are friendly, polite and professional, and I'm always made to feel like a valued customer. Gareth and the team have always found me a suitable mortgages, even with the financial complexity that comes with me having a portfolio career. Special shout out to Gareth and Kelly! I cannot recommend them highly enough.

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6. December, 2022.

Absolutely fantastic service. Gareth and his team guide you through the mortgage process with complete ease, making one of the most stressful situations a complete breeze. I will never go anywhere else and to be totally honest anyone i know who has used the services of Gareth and the South Coast Mortgage team have never been disappointed.

Darren Clement

3. November, 2022.

Couldn't recommend highly enough, Gareth and team are lovely, thoughtful and diligent.

Isabelle Anderson

25. October, 2022.

Gareth really helped us to find the right deal that was affordable for us, comparing all the options for term and mortgage types. He was thorough and very approachable and we would definitely use him again.

carolyn booth

15. October, 2022.

Very knowledgeable and responsive. Highly recommend.

Peter Davies

26. August, 2022.

From start to finish the process has been slick & stress free , Gareth & his team have been amazing , easily contacted at any time if needed , no lengthy forms to complete & have saved us so much starting the process long before our fixed rate mortgage finished for piece of mind -at these uncertain times very much appreciated & recommended

Rachel Silsbury

15. August, 2022.

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Providing helpful and friendly mortgage advice in Southampton

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59 The Avenue, Southampton SO17 1XS

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02380 224 925

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info@southcoastmortgages.com

Book an Appointment Today!

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales