First Time Buyers
Our advice will be clear and concise.
At South Coast Mortgage Services our job is to ensure that every aspect is explained thoroughly, so you can be assured of peace of mind when making what is likely to be your largest ever purchase. We can also talk you through the government housing schemes such as Help to Buy and Shared Ownership.
We will run through all of the associated costs like solicitor fees, Stamp Duty and relevant insurances such as life cover, so you can be sure there are no hidden surprises. We will run through a detailed budget planner with you so you are comfortable with what is affordable.
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Agreement In Principle
We will provide you with a free agreement in principle, meaning you can go out and view properties in confidence.
Shared Ownership
Help to Buy and affordable housing schemes are the perfect way to get onto the property ladder, we can talk you through your options.
Costs Involved
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Get in contact
Flexible appointments
South Coast Mortgage Services will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.
Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
Who is my data shared with?
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
How long do you keep my data for?
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact info@southcoastmortgages.com
What are my rights?
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@sdlgroup.co.uk If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk
Providing helpful and friendly mortgage advice in Southampton
59 The Avenue, Southampton SO17 1XS
02380 224 925
info@southcoastmortgages.com
South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales
We charge a fee for arranging and advising you on your mortgage. The fee will be dependent on your circumstances but will not exceed £599. (Our typical fee is £349.)
For Lifetime Mortgages/Equity Release the fee will be £799. A lifetime mortgage is a long-term commitment, secured against your home. It may accumulate interest and reduce the value of your estate.