We recently helped Mr and Mrs P buy their first home together. We have helped Mr P’s parents with their mortgage needs for over a decade, and it was great to then help the family further. 

After graduating from University they had been saving hard towards both their wedding and first home. 

Given the recent uplift in market conditions and property values they were struggling to find any houses within their budget that didn’t need serious renovation. 

After a good discussion with our advisors we were able to get them to qualify for a high street lender first time buyer scheme. 

This meant they could borrow 5.5x their household income, significantly more than they had previously been told of. Also at a great fixed interest rate which enabled them to broaden their property search. 

They then found the ideal 2-bedroom house on the outskirts of Southampton which would have previously been out of reach for them.