With UK shoppers expected to have spent an average of £346 on Christmas gifts over the festive period, now’s the time to check whether your home insurance still adequately protects you.
Expensive presents for the kids, electronic items and high cost jewellery, for example, can quickly boost the value of your home contents and may mean your existing home insurance policy no longer provides enough cover.
Many insurers will automatically offer an increase in cover over the holidays, giving you protection while your gifts sit under the Christmas tree, however this cover is usually only temporary.
For peace of mind, it’s therefore worth getting in touch to see whether you need to increase the level of cover on your policy.
As with all insurancepolicies, conditions and exclusions will apply
Catch up on our other blog posts:
Life cover ‘myths’ prevent people from taking out much-needed insurance, according to research1. A survey from a price comparison site revealed that 40% of adults with dependent children have not yet taken out life insurance. When asked why they had not taken...
A common misconception about protection insurance is that you don’t need it unless you have a mortgage and children. So prevalent is this myth, in fact, that less than 20% of tenants have insurance in place (whether individually or through work) that would cover...
The number of people renting in the UK is growing all the time. Yet according to a report1, less than 10% of tenants have individual protection in place to cover their rent if they were unable to work due to illness. This compares to 58% of mortgage holders who have...
(Your home may be repossessed if you do not keep up repayments on your mortgage)
We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)
For Lifetime Mortgages/Equity Release the fee will be £799.
Our mission is to provide honest mortgage advice, whilst helping you save money.
Get in contact
Or call —02380224925