With UK shoppers expected to have spent an average of £346 on Christmas gifts over the festive period, now’s the time to check whether your home insurance still adequately protects you.

Expensive presents for the kids, electronic items and high cost jewellery, for example, can quickly boost the value of your home contents and may mean your existing home insurance policy no longer provides enough cover.

Many insurers will automatically offer an increase in cover over the holidays, giving you protection while your gifts sit under the Christmas tree, however this cover is usually only temporary.

For peace of mind, it’s therefore worth getting in touch to see whether you need to increase the level of cover on your policy. 

As with all insurancepolicies, conditions and exclusions will apply

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(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

Our mission is to provide honest mortgage advice, whilst helping you save money.

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02380 224 925


South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.