Mr and Mrs S recently came to us asking for advice in finding a competitive mortgage. 

Due to a Default on a credit file they were worried that they wouldn’t be able to obtain a competitive mortgage rate for their next home. 

After a thorough review with us we were able to understand the circumstances around the Default, and by explaining this carefully to a lender, we obtained them a fantastic high street mortgage rate, with only a 10% deposit. 

We were able to liaise with the lender and explain their circumstances in such a way that the lender was willing to disregard the default and lend within their usual criteria rules.