Protection & Insurance


Protect yourself and the ones you love.

The mortgage we arrange for you will enable you to get the home of your dreams. We will only be doing half our job though if we didn’t advise you on the right protection, to ensure you remain in that home no matter what life throws at you.

It is essential that you consider what situation you would be in if the unthinkable happens:

  • Could you afford to remain in your home if your partner dies?
  • Do you have anything in place to provide for you if you fell seriously ill?
  • What financial implications would there be if you lost your job?

Having suitable protection is key, and goes hand in hand with anyone responsible enough to own their own home. It is also important to consider protecting your family and lifestyle and not only your mortgage.

Here at South Coast Mortgage Services we can advise you on all the areas of protection available, and together with you, we can arrange suitable policies to ensure you are covered in all eventualities.

  • Life cover
  • Critical Illness
  • Income Protection
  • Accident, Sickness & Unemployment
  • Home & Contents Insurance
  • Landlords Insurance

As with all insurance policies, conditions and exclusions will apply.


Long Term Sickness

If you or your partner were off work with an illness, or if the worst was to happen and one of you died would you be able to afford to remain in your home?


Job Loss

We will check if you have anything in place to support you if you were out of work, through no fault of your own, for a sustained period of time.


Home & Contents Insurance

You’ve worked hard to buy your home, we will help you protect both the bricks and mortar and your contents inside.

Book an appointment today

(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £999.

I have used Gareth Davies for over 10 years and without fail he goes above and beyond! We had a particularly stressful time with our move and he was always on hand to answers questions and sort issues out. We cannot recommend Gareth and his team enough, they are friendly, helpful, professional and get back to you promptly. Thank you so much!!!
Katie Bampton
Katie Bampton
27. January, 2023.
5 star service. Helped through every step of the way for 2 years in order to secure a family home. From re mortgaging my old property and securing a new mortgage on another property. South coast mortgage services were exceptional
steve jobbs
steve jobbs
25. January, 2023.
I have been a loyal client of South Coast Mortage Services for over 9 years now, for both my residential and buy-to-let mortgages. I remain very impressed indeed with their services. All members of staff are friendly, polite and professional, and I'm always made to feel like a valued customer. Gareth and the team have always found me a suitable mortgages, even with the financial complexity that comes with me having a portfolio career. Special shout out to Gareth and Kelly! I cannot recommend them highly enough.
6. December, 2022.
Absolutely fantastic service. Gareth and his team guide you through the mortgage process with complete ease, making one of the most stressful situations a complete breeze. I will never go anywhere else and to be totally honest anyone i know who has used the services of Gareth and the South Coast Mortgage team have never been disappointed.
Darren Clement
Darren Clement
3. November, 2022.
Couldn't recommend highly enough, Gareth and team are lovely, thoughtful and diligent.
Isabelle Anderson
Isabelle Anderson
25. October, 2022.
Gareth really helped us to find the right deal that was affordable for us, comparing all the options for term and mortgage types. He was thorough and very approachable and we would definitely use him again.
carolyn booth
carolyn booth
15. October, 2022.
Very knowledgeable and responsive. Highly recommend.
Peter Davies
Peter Davies
26. August, 2022.
From start to finish the process has been slick & stress free , Gareth & his team have been amazing , easily contacted at any time if needed , no lengthy forms to complete & have saved us so much starting the process long before our fixed rate mortgage finished for piece of mind -at these uncertain times very much appreciated & recommended
Rachel Silsbury
Rachel Silsbury
15. August, 2022.
I've used Gareth and his team on a couple of mortgages and each time has been a breeze. Very knowledgeable with a great view of the market and options available to suit your needs. They go above and beyond and more importantly secure you some of the best rates going 👍
Gary Edwards
Gary Edwards
30. May, 2022.
Second property i have bought with South Coast mortgages. Extremely helpful and friendly, highly recommend!
Sarah Gallagher
Sarah Gallagher
27. May, 2022.

Get in contact

Flexible appointments


15 + 14 =


Providing helpful and friendly mortgage advice in Southampton

59 The Avenue, Southampton SO17 1XS

02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.