Protection & Insurance
Protect yourself and the ones you love.
The mortgage we arrange for you will enable you to get the home of your dreams. We will only be doing half our job though if we didn’t advise you on the right protection, to ensure you remain in that home no matter what life throws at you.
It is essential that you consider what situation you would be in if the unthinkable happens:
- Could you afford to remain in your home if your partner dies?
- Do you have anything in place to provide for you if you fell seriously ill?
- What financial implications would there be if you lost your job?
Having suitable protection is key, and goes hand in hand with anyone responsible enough to own their own home. It is also important to consider protecting your family and lifestyle and not only your mortgage.
Here at South Coast Mortgage Services we can advise you on all the areas of protection available, and together with you, we can arrange suitable policies to ensure you are covered in all eventualities.
- Life cover
- Critical Illness
- Income Protection
- Accident, Sickness & Unemployment
- Home & Contents Insurance
- Landlords Insurance
As with all insurance policies, conditions and exclusions will apply.
Long Term Sickness
If you or your partner were off work with an illness, or if the worst was to happen and one of you died would you be able to afford to remain in your home?
Job Loss
We will check if you have anything in place to support you if you were out of work, through no fault of your own, for a sustained period of time.
Home & Contents Insurance
You’ve worked hard to buy your home, we will help you protect both the bricks and mortar and your contents inside.
Book an appointment today
Get in contact
Flexible appointments
South Coast Mortgage Services will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.
Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
Who is my data shared with?
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
How long do you keep my data for?
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact info@southcoastmortgages.com
What are my rights?
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@sdlgroup.co.uk If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk
Providing helpful and friendly mortgage advice in Southampton
59 The Avenue, Southampton SO17 1XS
02380 224 925
info@southcoastmortgages.com
South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales
We charge a fee for arranging and advising you on your mortgage. The fee will be dependent on your circumstances but will not exceed £599. (Our typical fee is £349.)
For Lifetime Mortgages/Equity Release the fee will be £799. A lifetime mortgage is a long-term commitment, secured against your home. It may accumulate interest and reduce the value of your estate.