Protection & Insurance


Protect yourself and the ones you love.

The mortgage we arrange for you will enable you to get the home of your dreams. We will only be doing half our job though if we didn’t advise you on the right protection, to ensure you remain in that home no matter what life throws at you.

It is essential that you consider what situation you would be in if the unthinkable happens:

  • Could you afford to remain in your home if your partner dies?
  • Do you have anything in place to provide for you if you fell seriously ill?
  • What financial implications would there be if you lost your job?

Having suitable protection is key, and goes hand in hand with anyone responsible enough to own their own home. It is also important to consider protecting your family and lifestyle and not only your mortgage.

Here at South Coast Mortgage Services we can advise you on all the areas of protection available, and together with you, we can arrange suitable policies to ensure you are covered in all eventualities.

  • Life cover
  • Critical Illness
  • Income Protection
  • Accident, Sickness & Unemployment
  • Home & Contents Insurance
  • Landlords Insurance

As with all insurance policies, conditions and exclusions will apply.


Long Term Sickness

If you or your partner were off work with an illness, or if the worst was to happen and one of you died would you be able to afford to remain in your home?


Job Loss

We will check if you have anything in place to support you if you were out of work, through no fault of your own, for a sustained period of time.


Home & Contents Insurance

You’ve worked hard to buy your home, we will help you protect both the bricks and mortar and your contents inside.

Book an appointment today

(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

” Can I say thank you to Gareth for helping me sort out my remortgage he was a great help.
And can I say Kelly you did a great job as I’m alway away or working but you helped me kept me informed and chased me for paperwork. Good team”

Gerry Fitzgerald – Google Review

As first time buyers we had no idea about mortgages and would have just gone with our bank had it not been for South Coast Mortgages. They made it so easy to understand and got us the best deal.

Antonia M – Google Review

Get in contact

Flexible appointments


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Providing helpful and friendly mortgage advice in Southampton

59 The Avenue, Southampton SO17 1XS

02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.