Protection & Insurance


Protect yourself and the ones you love.

The mortgage we arrange for you will enable you to get the home of your dreams. We will only be doing half our job though if we didn’t advise you on the right protection, to ensure you remain in that home no matter what life throws at you.

It is essential that you consider what situation you would be in if the unthinkable happens:

  • Could you afford to remain in your home if your partner dies?
  • Do you have anything in place to provide for you if you fell seriously ill?
  • What financial implications would there be if you lost your job?

Having suitable protection is key, and goes hand in hand with anyone responsible enough to own their own home. It is also important to consider protecting your family and lifestyle and not only your mortgage.

Here at South Coast Mortgage Services we can advise you on all the areas of protection available, and together with you, we can arrange suitable policies to ensure you are covered in all eventualities.

  • Life cover
  • Critical Illness
  • Income Protection
  • Accident, Sickness & Unemployment
  • Home & Contents Insurance
  • Landlords Insurance

As with all insurance policies, conditions and exclusions will apply.


Long Term Sickness

If you or your partner were off work with an illness, or if the worst was to happen and one of you died would you be able to afford to remain in your home?


Job Loss

We will check if you have anything in place to support you if you were out of work, through no fault of your own, for a sustained period of time.


Home & Contents Insurance

You’ve worked hard to buy your home, we will help you protect both the bricks and mortar and your contents inside.

Book an appointment today

Colin Tuck
1. October, 2023.
Would highly recommend south coast mortgages. They helped us with all we needed to secure a new mortgage deal. They were extremely helpful and efficient, with all we needed with constant communication. Thanks to Kelly and Alex for everything.
Craig Smith
8. August, 2023.
Really pleased with the service we got from South Coast Mortgages. 100 % recommend Will give you honest advice and we guide you to the best deal.
Ryan Hurst
25. May, 2023.
Gareth and the team have yet again gone above and beyond to get the best mortgage possible for us. Rest assured, if a better rate becomes available before your start date they will put in the extra work to make sure you don't miss out.
Olivia Silsbury
13. April, 2023.
We used South Coast Mortgage Services to purchase our first house. It seemed like a daunting process but thanks to Gareth and Kelly the process felt very easy and stress free! They have both been amazing and so helpful, I could not recommend these guys enough!
Akash Malhotra
6. April, 2023.
Always used South Coast. Bestxadvise possible to suite your needs.
Holly Wright
27. February, 2023.
We had such a positive experience with South Coast! They went above and beyond to arrange our mortgage we are super grateful. Would certainly recommend.
Katie Bampton
27. January, 2023.
I have used Gareth Davies for over 10 years and without fail he goes above and beyond! We had a particularly stressful time with our move and he was always on hand to answers questions and sort issues out. We cannot recommend Gareth and his team enough, they are friendly, helpful, professional and get back to you promptly. Thank you so much!!!
steve jobbs
25. January, 2023.
5 star service. Helped through every step of the way for 2 years in order to secure a family home. From re mortgaging my old property and securing a new mortgage on another property. South coast mortgage services were exceptional
6. December, 2022.
I have been a loyal client of South Coast Mortage Services for over 9 years now, for both my residential and buy-to-let mortgages. I remain very impressed indeed with their services. All members of staff are friendly, polite and professional, and I'm always made to feel like a valued customer. Gareth and the team have always found me a suitable mortgages, even with the financial complexity that comes with me having a portfolio career. Special shout out to Gareth and Kelly! I cannot recommend them highly enough.
Darren Clement
3. November, 2022.
Absolutely fantastic service. Gareth and his team guide you through the mortgage process with complete ease, making one of the most stressful situations a complete breeze. I will never go anywhere else and to be totally honest anyone i know who has used the services of Gareth and the South Coast Mortgage team have never been disappointed.

Get in contact

Flexible appointments


11 + 15 =

South Coast Mortgage Services will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

Who is my data shared with?
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

How long do you keep my data for?
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact

What are my rights?
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office:


Providing helpful and friendly mortgage advice in Southampton

59 The Avenue, Southampton SO17 1XS

02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales


We charge a fee for arranging and advising you on your mortgage. The fee will be dependent on your circumstances but will not exceed £599. (Our typical fee is £349.)


For Lifetime Mortgages/Equity Release the fee will be £799. A lifetime mortgage is a long-term commitment, secured against your home. It may accumulate interest and reduce the value of your estate.