Unfortunately, the pandemic has highlighted how fragile many people’s finances really are.

To keep financially fit, it’s important to regularly review your finances.

If you’re near the end of a mortgage deal or are on your lender’s Standard Variable Rate, look for a more competitive deal whilst rates remain low.

A review of your protection needs will tell you if your current policies still provide you with a sufficiently robust safety net.

Policies such as income protection, critical illness and life insurance should be considered.

And remember that any existing policies you have may have been taken out when your situation was very different.

Your home may be repossessed if you do not keep up repayments on your mortgage.


As with all insurance policies, conditions and exclusions will apply

Catch up on our other blog posts:

Plan to avoid home buying stress

Plan to avoid home buying stress

Job interview, driving test, family life… the list of life’s stresses is, unfortunately, long and varied. New research has revealed, however, that buying a home comes out on top.   Can’t Buy Me Stress 37% of recent UK homebuyers said that buying a house was one...

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Seeing protection in a new light

Seeing protection in a new light

Nobody wants to think something bad happening to them. Perhaps it’s why so many people shy away from protection insurance – after all, it’s all too easy to think ‘it’ll never happen to me’.   Unfortunately, ‘it’ can and does happen, whether ‘it’ be injury,...

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Back to normal? Property update 

Back to normal? Property update 

 Amid the backdrop of war in Ukraine and the spiralling cost of living, unpredictability is at the forefront of many people’s lives right now. The outlook for the housing and mortgage markets is no less uncertain.   Taking a step back, however, it is possible to...

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(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

Our mission is to provide honest mortgage advice, whilst helping you save money.

Get in contact

Flexible appointments

Or call —02380224925

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Providing helpful and friendly mortgage advice in Southampton

First Floor, 9 Salisbury Road, Totton, Southampton, SO4O 2HW

02380 224 925

info@southcoastmortgages.com

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.