Unfortunately, the pandemic has highlighted how fragile many people’s finances really are.
To keep financially fit, it’s important to regularly review your finances.
If you’re near the end of a mortgage deal or are on your lender’s Standard Variable Rate, look for a more competitive deal whilst rates remain low.
A review of your protection needs will tell you if your current policies still provide you with a sufficiently robust safety net.
Policies such as income protection, critical illness and life insurance should be considered.
And remember that any existing policies you have may have been taken out when your situation was very different.
Your home may be repossessed if you do not keep up repayments on your mortgage.
As with all insurance policies, conditions and exclusions will apply
Catch up on our other blog posts:
Seven million people are keeping quiet about mental health issues, while nearly four million are hiding a physical health problem from their families, according to a study1. Keeping loved ones in the dark about health issues can create problems both now and in the...
The temporary raising of the nil-rate Stamp Duty band threshold to £500,000 ended on 30 June. The measure was introduced in July 2020 to maintain confidence in the housing market during the pandemic. Don’t despair if you missed the deadline, as there's now a tapered...
House prices continue to rocket, with the Nationwide House Price Index1 revealing annual house price growth of 13.4% in June, the highest level since November 2004. The extended Stamp Duty holiday, in addition to the new mortgage guarantee scheme and changing...
(Your home may be repossessed if you do not keep up repayments on your mortgage)
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