The traditional life stages, such as owning a home and having a family, are now being reached much later than previous generations.

With property prices high, student loans and an uncertain job market, the younger generation often find themselves postponing big decisions, such as property purchase or starting a family, until they are well into their 30s.

Ultimately this means that less consideration is given to life insurance until later in life. 

The reasons to be thinking about life insurance are numerous and compelling.

Signing up for life cover at a younger age could make a huge difference to the affordability of premiums, as the older you are at the start of your policy, the higher the premiums are likely to be.

As with all insurance policies, conditions and exclusions will apply

Catch up on our other blog posts:



Mortgage lending has soared to record levels, according to latest data from the Bank of England1, which reveals that gross advances in Q1 totalled £83.3bn, which represents a 26.5% increase on the same quarter in 2020 and the highest level since Q4 2007. Impact of the...

read more

(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

Our mission is to provide honest mortgage advice, whilst helping you save money.

Get in contact

Flexible appointments

Or call —02380224925


Providing helpful and friendly mortgage advice in Southampton

First Floor, 9 Salisbury Road, Totton, Southampton, SO4O 2HW

02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.