It’s been a tough year or so for tenants – but it’s also been a difficult one for landlords, with reduced rental income having a knock-on effect on their mortgage prospects. 

Many lenders withdrew buy-to-let mortgage deals early in the pandemic but, according to recent data, product choice has now risen to total of 2,298 products currently available1

Landlords who have seen reduced rental income, however, may still struggle to remortgage or purchase new properties, as a reduction in income from just one or two properties can impact the performance of the entire portfolio. 

Weigh up your options

If youre looking to access buy-to-let mortgage finance, please speak with us and we can help you assess your options. 

Your property may be repossessed if you do not keep up repayments on your mortgage.

1Moneyfacts, 2021

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(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

Our mission is to provide honest mortgage advice, whilst helping you save money.

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Providing helpful and friendly mortgage advice in Southampton

First Floor, 9 Salisbury Road, Totton, Southampton, SO4O 2HW

02380 224 925

info@southcoastmortgages.com

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.