Despite a gloomy start to the year, there is cause to believe the situation will improve as we progress through 2021.

With the vaccine rollout across the UK now fully underway, the hope is that those in the most vulnerable groups expect to be vaccinated by mid-February, with other groups to follow in rapid succession, the future certainly does look brighter.

As positivity grows, we mustn’t forget what our experiences of the last year have taught us. One crucial lesson is the need to prioritise financial wellbeing so that we can cope with life’s unexpected events, after all, stable finances can provide mental calm, reducing stress and anxiety.


To ensure you are cushioned from the shock of any unforeseen event, an easy way to achieve this is through being on top of your protection requirements and what’s likely to be your largest monthly outgoing – your mortgage.


Whatever 2021 has in store, we’ll be here, so if you have any queries about your mortgage or protection insurance, get in touch. We’re here to support you to look forward to the future with confidence and ultimately provide a boost to both your financial and emotional wellbeing.


Your home may be repossessed if you do not keep up repayments on your mortgage

As with all insurance policies, conditions and exclusions will apply

Catch up on our other blog posts:

Stamp Duty – Just a Reminder!

Stamp Duty – Just a Reminder!

The temporary raising of the nil-rate Stamp Duty band threshold to £500,000 ended on 30 June. The measure was introduced in July 2020 to maintain confidence in the housing market during the pandemic. Don’t despair if you missed the deadline, as there's now a tapered...

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A Record Summer for house prices?

A Record Summer for house prices?

House prices continue to rocket, with the Nationwide House Price Index1 revealing annual house price growth of 13.4% in June, the highest level since November 2004.  The extended Stamp Duty holiday, in addition to the new mortgage guarantee scheme and changing...

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(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

Our mission is to provide honest mortgage advice, whilst helping you save money.

Get in contact

Flexible appointments

Or call —02380224925


Providing helpful and friendly mortgage advice in Southampton

First Floor, 9 Salisbury Road, Totton, Southampton, SO4O 2HW

02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.