The pandemic has clearly highlighted the impact that unexpected events can have on our lives. Not just through loss of life but impacting people’s incomes.
Although you might have sufficient funds for the short term, longer-term, you could struggle to meet household bills.
Income protection policies are designed to pay out if you’re not able to work due to illness or injury, and, in some cases, forced unemployment.
The maximum amount you can claim is usually your net monthly earnings after tax, minus any state benefits you may receive.
Policies pay out following your chosen deferred period, typically between four and 52 weeks, and can continue until you return to work, or the policy expires at the end of a fixed period.
As with all insurance policies, conditions and exclusions will apply
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Saving for a deposit has been cited as a major barrier to purchasing a home by 59% of people, according to the latest survey from the Building Societies Association (BSA)1. Climbing from 54% in December last year and just 40% last June, raising a deposit is...
Do you think you know how much your home is really worth? Would you be surprised if it was worth much more or much less? Many homeowners’ estimates don’t live up to reality, with 45% of respondents to a recent survey1 undervaluing their property and 25%...
(Your home may be repossessed if you do not keep up repayments on your mortgage)
We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)
For Lifetime Mortgages/Equity Release the fee will be £799.
Our mission is to provide honest mortgage advice, whilst helping you save money.
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