One in four UK households have no home contents insurance1, but even if you are insured, you could be invalidating your cover without realising. Here’s how:

Unoccupied homes

Home insurance policies usually limit the number of days you can leave your property vacant (typically 30). If you plan to be away for longer your insurer needs to be informed.


Smaller DIY tasks such as a kitchen update are unlikely to impact home insurance, but your insurer needs to be told about more extensive work. 

Home businesses

If you’ve been working from home during the pandemic, your insurance is unlikely to be affected, but if your home is now your business premises, your insurer needs to know. 

We can help find the right cover for you.

As with all insurance policies, conditions and exclusions will apply

1ABI, 2019 

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A Record Summer for house prices?

A Record Summer for house prices?

House prices continue to rocket, with the Nationwide House Price Index1 revealing annual house price growth of 13.4% in June, the highest level since November 2004.  The extended Stamp Duty holiday, in addition to the new mortgage guarantee scheme and changing...

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(Your home may be repossessed if you do not keep up repayments on your mortgage)

We charge a fee for arranging and advising you on the mortgage. The fee will be dependent on your circumstances but will not exceed £499. (Our typical fee is £299.)

For Lifetime Mortgages/Equity Release the fee will be £799.

Our mission is to provide honest mortgage advice, whilst helping you save money.

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Providing helpful and friendly mortgage advice in Southampton

First Floor, 9 Salisbury Road, Totton, Southampton, SO4O 2HW

02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.