One in four UK households have no home contents insurance1, but even if you are insured, you could be invalidating your cover without realising. Here’s how:
Unoccupied homes
Home insurance policies usually limit the number of days you can leave your property vacant (typically 30). If you plan to be away for longer your insurer needs to be informed.
Renovations
Smaller DIY tasks such as a kitchen update are unlikely to impact home insurance, but your insurer needs to be told about more extensive work.
Home businesses
If you’ve been working from home during the pandemic, your insurance is unlikely to be affected, but if your home is now your business premises, your insurer needs to know.
We can help find the right cover for you.
As with all insurance policies, conditions and exclusions will apply
1ABI, 2019
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(Your home may be repossessed if you do not keep up repayments on your mortgage)
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For Lifetime Mortgages/Equity Release the fee will be £799.
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