Investing in a buy-to-let property delivers an average return of 5%, making it a solid choice for would-be investors. However, the returns you’ll get depend heavily on where you buy, research1 shows.

Birmingham takes the top spot

The study by Seven Capital examined a wide range of factors, including property prices, rental yields, tenant demand and career opportunities, among others, to determine the UK’s top 10 buy-to-let locations. Birmingham, with property prices expected to rise by 19.5% over the next five years, topped the list, followed by Manchester, Derby, Nottingham, Newcastle, Leeds, Edinburgh, Bracknell, Sheffield, Glasgow and Liverpool. 

Northern cities in the lead

Bracknell, in Berkshire, is the only location in Southern England to make the cut, with the remainder spread across the North of England and Scotland. With the government’s plans to ‘level up’ the UK at the top of the agenda and millions of pounds of funding earmarked for Northern cities in the near future, it’s unsurprising that so many topped the 2021 list.

Help is at hand

When it comes to BTL, location clearly matters. If you are looking to invest and get a strong return on your investment, come to us for mortgage advice. 


Your property may be repossessed if you do not keep up repayments on your mortgage. 

Sources: 1Seven Capital, 2021

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(Your home may be repossessed if you do not keep up repayments on your mortgage)

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For Lifetime Mortgages/Equity Release the fee will be £799.

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02380 224 925

South Coast Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 59 The Avenue, Southampton, Hampshire, SO17 1XS. Registered Company Number: 08414746 Registered in England & Wales.